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Started by bella! [Ignore] 20,May,18 18:36  other posts
Please feel free to post miscellaneous subject matter, aka STUFF in this thread.

Please attempt to remain somewhat respectful to other members, ninnyhammers, dummies and folks you just don't like. Thank you.

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Comments:
By Cody8789 [Ignore] 25,Dec,25 13:06 other posts 
Power ball winner is getting 820 million dollars of the 1.84 billion jackpot, does anyone else think this is a scam by our government to take over 50% of the jackpot winnings. This money was put in the pot by millions of peoples hard earned money and most of it is going to the greedy government. I understand if they take like twenty percent, but this is just fucked up.
By kebmo [Ignore] 25,Dec,25 14:54 other posts 
In Canada the Lotto Max jackpot is $80 million (tax-free) for tomorrow's draw and that is the maximum it ever gets. After the $80 million they do a thing called Max millions. Tomorrow night there are also 46 separate $1 million dollar draws.
Of course the winner of the Powerball has the option of taking 29 equal payments but they never choose that. I suppose that when you get to a certain age 29 equal payments might outlast your life.
If you win$820 million and I suppose about half of that will go to tax which pockets you $410 million. I could get by on that.
What government takes half of it; is it state or federal?
By Cody8789 [Ignore] 25,Dec,25 16:00 other posts 
Both state and federal get there share, also I believe about thirty eight states participates in the power ball so all thirty eight states get a share which they say goes to schools and roads, which the governor of each state has the authority to delegate where the funds go to.
By kebmo [Ignore] 25,Dec,25 16:23 other posts 
My best friend Google knows everything!

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By bella! [Ignore] 25,Dec,25 18:22 other posts 
I wish money would be allocated to repair Michigan roads!
By bella! [Ignore] 25,Dec,25 18:20 other posts 
What does 80 million Canadian dollars equate to in USD ?
By kebmo [Ignore] 25,Dec,25 21:45 other posts 
58.5M. I would fix the road that you live on if I won that! 😘
By Sir-Skittles [Ignore] 26,Dec,25 22:08 other posts 
Canada sucks, part 5999
By Cody8789 [Ignore] 27,Dec,25 18:00 other posts 
By CAT52! [Ignore] 27,Dec,25 08:53 other posts 
Let me act as a devil’s advocate.
Actual Federal income Tax Rate: The 24% withholding is an upfront payment. Your final tax is determined by your total taxable income (winnings plus salary, etc.) and your tax bracket, which can be as high as 37%. You may owe more when you file your tax return if your tax bracket is higher than 24%

Also,

Advertised Jackpot (Annuity Value): The large number you see advertised is the total amount the winner would receive over approximately 30 annual payments, which increase each year. This total is larger because it includes the interest earned from the lottery investing the money over those three decades.
Lump Sum (Cash Value): If you choose the "full payout" (lump sum) option, you receive the AVAILABLE CASH PRIZE immediately. This is the amount of money the lottery would have had to invest to fund the 30-year annuity, so it is naturally a much lower amount (often 40% to 50% less than the advertised jackpot) even BEFORE any taxes are considered.

And, last but not least, there wouldn’t be any lottery games if the original voter approval had not been tied to using a portion to fund education or other benefits.
By kebmo [Ignore] 27,Dec,25 14:12 other posts 
I'm sure somebody could get by on this.

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By Cody8789 [Ignore] 27,Dec,25 17:55 other posts 
Yeah if your in your twenties It would be good to take it in one lump sum, but most people that win are over fifty and probably won’t survive thirty years to enjoy the extra they would get. Cat would take it in one lump some because she’s up there in age and probably won’t survive another thirty years. A lot of winners are older and most take the lump some. So forget the 24%, you will be charged around 60%
By phart [Ignore] 27,Dec,25 19:12 other posts 
I would be on the fence as to which 1 to take, 800+ million dollars, where in the hell would I put it? At least I could manage the yearly payments better.
By kebmo [Ignore] 28,Dec,25 14:51 other posts 
You would have to buy a bigger mattress to put your money under phart! 😄
By phart [Ignore] 28,Dec,25 16:57 other posts 


By bella! [Ignore] 28,Dec,25 06:53 other posts 
This should be a worry to anyone that wants a self driving vehicle!

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By bella! [Ignore] 15,Aug,24 08:25 other posts 
A serious question that I hope does not get "lost in the sauce"......

I have thought about this over the years and I am interested in purchasing GOLD. I want to diversify my portfolio, so to say, and gold might be the answer. I was talking to my friend about the purchase of gold and he said he invested 11k and now his investment is 28k. Woo hoo, cash it in and let's go on vacation! He said that he has to hang onto it for approximately 10 years to reap the full value otherwise the increase is negligible. He said that the "value" of his gold is not in the quantity, it is the quality of what he has purchased. What I understand him to tangibly have in his possession is 2 coins and some 1 ounce gold bullion. Apparently, the coins are where all the projected value is calculated from. In my head, I say BULLSHIT!

Has anyone purchased GOLD, who/where do you buy from and what should someone anticipate receiving in their purchase?
By #719542 15,Aug,24 08:28
If you talking crypto stay out of it, lost heap of money on it, but if its gold your interested in (even crypto), ya cant loose but very slow returns, if you have money to invest my best advise to you would find a good financial advisor
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If you already have a portfolio talk to your current advisor to may update your portfolio to maximize the return within the times you wish
By bella! [Ignore] 16,Aug,24 06:05 other posts 
Ha! I looked it up and I am able to establish a precious metal account through my bank. Thanks for the tip!
By phart [Ignore] 15,Aug,24 08:39 other posts 
If you want to invest in gold,and enjoy it,
go this route.
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By #719542 15,Aug,24 09:08
By #719542 15,Aug,24 09:15
phart your so old skool, don't listen to him bella! pick yourself up one of these bad bois lol

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By phart [Ignore] 15,Aug,24 10:09 other posts 
yea but it has to be big enough to about see from 10 foot away for that to work.
I can go down to the creek and have some shimmmer in the bottle in a matter of minutes. Been a while since I did it due to my handicap now.
By Cody8789 [Ignore] 16,Aug,24 03:57 other posts 
Ive purchased quite a bit of gold and silver, if you buy gold, its more profitable to buy gold bars instead of coins, i googled about a year ago about what the market for buying silver will be in a few years, and silver in three years from now could increase 300% because many countries are buying up the silver for electronics and the demand for silver is predicted to skyrocket. At the price of silver right now, I would recommend silver over gold. I have purchased most of my gold and silver from j m bullion. Remember, a troy lb is 12 ounces, not 16.
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Remember this post a year ago when I told everyone to buy silver
By bella! [Ignore] 16,Aug,24 06:07 other posts 
Thank you, Cody. Perhaps we can discuss this further through DM?
By phart [Ignore] 21,Aug,24 22:26 other posts 
cody, Maybe you can explain something to me.
If I get a wild hair to purchase gold.
Let's just say, 10,000 dollars worth today.
3 years later under harris we go into a serious economic depression.
How does a person use that gold to say buy food?

I remember reading about times in germany being so bad back during the war that a person took a wheel barrow load of money to the bank and someone left the money and stole the wheel barrow.
if you were to sell the gold, and cash is worthless, you would loose money wouldn't you?
By Cody8789 [Ignore] 22,Aug,24 01:01 other posts 
First of all when the dollar loses value, precious Medal goes up in value. When gold and silver goes up drastically, sell, sell, sell. Don’t buy coins for two reasons, most gold coins are mixed with another medal to keep them harder so they don’t bend or wear. Buying pure gold is the smart move. When money fails, gold will always keep its value and most likely will increase. Most gold reserves in the world have extracted at least 80% of all known gold reserves and new gold is harder to find. I’ve bought both gold and silver bars knowing it will eventually increase in value as it will be harder to find. I suggest buying silver because it’s a lot cheaper to buy and future silver prices are expected to increase by up to 300% or greater in the near future because countries are buying up silver for electronics. Money will fail, but precious medals will be of value especially gold and silver.
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I was spot on
By #719542 22,Aug,24 01:30
That's all really interesting stuff Cody8789 , I want to ask some stupid questions if I may.

1. Gold bullion, is it like 100% gold or is it a alloy, like some other metal in it (that could be easily extracted, so it may be better for transport & stuff), I know pure gold is soft ?

2. Does bullion only come in 1 size/weight, like a universal thing world wide or do different countries have different size/weights or in general say in a single country 1 size/weight ?

3. You say you have purchased gold, so when ya do, do ya take it to ya car in a shopping trolly, chuck it in the boot (trunk), take it to a secure location or home, or is it stored at the location you purchase it from, so you basically own some of the the stock that is there ?
By Cody8789 [Ignore] 22,Aug,24 18:28 other posts 
1) gold coins as far as I know would be too soft at pure gold, so they add like 2% nickel to harden the gold, there is a process you can do to extract the nickel, but it’s too complicated for me to do unless you have the right equipment like bunson burners and flasks. 2) gold and silver comes in all sizes from 1 gram to 1 ounce and so on. 3) I purchase my gold and silver at a gold exchange and online bullion company’s. I also buy gold and silver coins at flea markets and antique stores from Tennessee to the Carolina’s when I drive on vacation every year. If you buy coins, buy a scale so you know exactly what that coin your buying is real, there’s a specified weight to every coin, if it doesn’t weigh what it’s supposed to, it’s fake. If you decide to buy from a company, do your homework to make sure they are a reputable company then start to buy small not too expensive items from them and when you get comfortable knowing you can trust them then you can purchase bigger items.
By bella! [Ignore] 22,Aug,24 18:36 other posts 
I have a friend that's encouraging me to invest in gold however the company he invested 11k with sold him two $25.00 gold coins and some one ounce something-or-other and he has to hold onto these pieces 7 to 10 years for them to reach "maturity". That company sounds crazy to me.
By Cody8789 [Ignore] 22,Aug,24 18:48 other posts 
Wow, I’ve never heard of anything like that b4.--------------------------------------- added after 15 minutesWhen buying a gold coin your going to pay for the value of the coin not the value of the gold content so you most likely will pay way over the value of the weight of the gold, try selling that coin, then you will find most gold exchanges will only pay you for the weight of the gold unless it’s a low print coin or a Rare coin. It’s very hard to make your money back, it’s a slow investment, buying gold bars, you can sell whatever the gold is going for that day at exactly the price of the gold at the time.--------------------------------------- added after 21 minutesIn some cases you can find a deal on a coin that is rare and get much more if it is rare like I purchased a 1856 BU ( brilliant uncirculated) one quarter gold coin for 600 dollars, the value of the gold itself, I’ve had several gold exchanges offer me up to 2500 for that coin, I decided to hold on to that coin because of its rarity
By bella! [Ignore] 22,Aug,24 20:03 other posts 
He TRIED to convince me that this bundle of "stuff", coins and bullion is OR WILL BE worth 28k in 7 to 10 years. I'm skeptical, just sayin'......
By Cody8789 [Ignore] 22,Aug,24 21:13 other posts 
No one knows what the value of coins or previous metals will be in the future, its only a guess, not a fact.
By bella! [Ignore] 22,Aug,24 22:05 other posts 
I hear you! Someone can say that a $25.00 gold coin will be worth 10k in 10 years however it's only worth 10k if someone buys it and pays that price. I don't want something, ie gold and/or a gold coin, that I can't sell for a "certain period of time". Gold should be like stock, if price goes down, buy. When price increases and I'm satisfied, I want to sell.
By #719542 22,Aug,24 22:17
That's all really interesting Cody8789 , obviously I have no understanding of buying gold or silver & I found your response very enlightening, thank you for sharing Cody
By Sir-Skittles [Ignore] 26,Dec,25 15:35 other posts 
cody8789 Outstanding site work on the silver futures play.

Nicely done!
By Cody8789 [Ignore] 26,Dec,25 15:44 other posts 
I purchased an additional ten pounds of silver since then, I just hoped everyone else did so too. Thanks skittles
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Melt Value: The primary value comes from the silver content, also known as "junk silver" value. As of December 2025, the melt value for a single 1964 half dollar is around $24.06. For 40 coins, the total melt value is approximately $962.40.
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1964 and older coins have 90% silver and 1965-1968 have 70% silver. 69- present are only worth face value, so if you have 40 pre 1964 fifty cent pieces you can get around $950.00 melt value and half that for 65-68 half dollars. All assorted pre1964 coins can be mixed in a one lb bag to receive 950. Dollars
I like real estate better the price is cyclical it goes up and down but if you lease it out it pays itself off
By bella! [Ignore] 24,Aug,24 13:40 other posts 
Actually, I've got an appointment tomorrow afternoon to look at 30 acres approximately 250 miles north of me and close to Traverse City. It's a parcel that has a creek running through it and if it looks anything like the pictures, I'm going to own it.
By Cody8789 [Ignore] 26,Dec,25 15:38 other posts 
I remember that post when I said to buy silver, well silver has skyrocketed to over 300%
By bella! [Ignore] 26,Dec,25 16:31 other posts 
And I waited too long to “jump” and the gorgeous parcel of property was sold and sadly I have not (YET) invested in precious metals.
By Sir-Skittles [Ignore] 27,Dec,25 04:39 other posts 
Crazy!!!
By Cody8789 [Ignore] 27,Dec,25 17:59 other posts 
It’s still not too late to invest.


By bella! [Ignore] 26,Dec,25 16:32 other posts 
“You gotta be kidding me!”

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By Cody8789 [Ignore] 26,Dec,25 17:05 other posts 
That’s fake…AI


By bella! [Ignore] 25,Dec,25 18:26 other posts 
Nothing screams “Ho! Ho! Ho!” like holiday hemorhoids! All I can say is “ouch”!
By cenozoic [Ignore] 26,Dec,25 00:34 other posts 
May you find relief soon
By phart [Ignore] 26,Dec,25 16:40 other posts 
I had a thrombose " hemorrhoid a few years ago. It was HUGE and it ruptured and made a mess. It bled for a long time. I had been constipated and i guess when I finally was able to delete the hung chow it damaged me. I went to the dr and also later had a colonscopy to make sure it was all ok, I wouldn't wish that on obama or my worst enemy


By kebmo [Ignore] 26,Dec,25 01:09 other posts 
I had Christmas dinner with seven people that call me uncle. It was an awesome time When cleanup time came somebody said to make sure that the dog doesn't get the carcass in the garbage. That's what I stepped in to help.
I brought it home (the turkey not the dog!) and it is in my fridge now and tomorrow it will be turkey stew.
I told my niece that I will take her lunch to work one day next week.

I hope everyone had a great day.
By bella! [Ignore] 26,Dec,25 06:36 other posts 
Thank you for the kind wishes, kebmo!

Yesterday was a first for me……Yes, you guessed correctly, I prepared the turkey! I have baked chicken, you know, something the size of what you might purchase fully cooked at the grocery store, HOWEVER THIS WAS THE FIRST TIME I PREPARED A TURKEY AND HAM FOR A GROUP OF 18 PEOPLE! The turkey was perfect but unfortunately, I thought the gravy was too salty and there’s no way to fix that!

It was a long day, up at 05:15am, brewed a pot of coffee, combined the stuffing components that were chopped the previous day, stuffed the turkey, turkey in the oven at 06:30am. According to the label, the turkey was only 13.18lbs so it was done roasting at 12:30-ish, pulled out of the oven, allowed to rest, carving began shortly after 1pm and sliced turkey placed in crock pot to be kept warm until 2 o’clock mealtime. Dinner on table at scheduled time and everything was delicious (with exception of the gravy)!
By kebmo [Ignore] 26,Dec,25 15:28 other posts 
That sounds like a lot of work!
I know that after dinner the cleanup is huge but once they're in your house you have many volunteers and of course many hands make light work.

The gravy would be used for the turkey and/or mashed potatoes so if it is too salty just tell people not to put salt on their turkey or mashed potatoes.
Another thing to do would be to add some wine or water to water it down. If it becomes too thin a little bit of cornstarch and water will thicken it back up.

My Golden rule of spicing anything has always been that you can always add more but you can never take it back.
As an aside, the same rule applies to anger.


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